Financing
Clutch Auto Sales offers traditional and alternative financing to help get you started on your car buying journey. You can get a traditional loan through a bank or other financial institution, or you can work with us on alternative options, such as providing collateral. We even offer discounts for cash up-front purchases.
Before deciding on financing options, consider a few things.
- Do you have cash on hand for the car you want? - If you can pay for the car outright, that can often save you money or issues with losing possible collateral.
- What is your max monthly budget? - If you need to finance your vehicle, it is important to know what you can afford monthly as that will help determine how much you need to put down or how much value in collateral you need.
- How is your credit? - Good credit can help you get a better interest rate on a traditional loan, which lowers your monthly payment.
- What kind of collateral options do you have if you would rather try alternative options? - Understanding your options and the value of your collateral helps make the alternative process faster, easier, and sets you up for success.